This article focuses on distance learning programs offered by several universities. Distance learning degree and certificate programs, once hawked on the back of penny matchbooks, are now offered by more than 400 institutions, ranging from Ivy League schools, Columbia University, New York City to cyber-universities, University of Phoenix, Phoenix, Arizona that have tailored their curriculums to working adults. The University of Maryland, Baltimore, Maryland, Pennsylvania State University, University Park, Pennsylvania are examples of regionally accredited institutions that offer two-phased certificate to master's programs completely campus-free.