The article focuses on several myths and realities related to older workers. Older workers are electing to remain in their jobs longer, both for financial and for personal reasons. According to a study from the Conference Board, slightly more than half of employees aged 55 and older said they were not planning to retire because they found their jobs interesting. Almost three-quarters also cited lack of financial resources as a reason they were continuing to work. It is assumed that older workers are unwilling to try new things. A study by the American Association of Retired Persons found that 88 percent of workers aged 45 to 74 said that the opportunity to learn something new would be essential to their ideal job. Although some mature workers do experience physical limitations, their accumulated knowledge and experience, as well as their strong interpersonal skills, counterbalance this. Health problems and associated health-care costs vary by risk factors, and many are unrelated to age. Those risk factors can have a greater impact on health-care costs than age alone.